STL Solutions

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Our team shares insights on policy changes, licensing developments, and practical guidance for STL operators across the UK.

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The STL Insurance Market in H2 2026: Fewer Insurers, Harder Terms, and What to Look For at Renewal
Regulation28 August 2026·6 min read

The STL Insurance Market in H2 2026: Fewer Insurers, Harder Terms, and What to Look For at Renewal

The specialist short-term let insurance market appears — in our own client caseload — to have contracted through 2025 and 2026. This is a commentary from what we see across renewals we handle, not a formal market survey. It flags what to look for when renewing to avoid ending up under-insured or with cover that quietly excludes the exposure that matters most.

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